Middle School Finance Vocabulary - Banzai

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Annual Percentage Yield (APY)

Back

Percentage rate showing interest earned after a full year.

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Bottom Line

Back

Difference between earnings and what is owed.

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Bounce

Back

Check returned due to insufficient funds.

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Checks

Back

Official form to transfer money from one account to another.

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Checking Account

Back

Transaction account that usually does not earn interest.

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Credit Score

Back

Number between 300 and 850 indicating creditworthiness.

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Debit Card

Back

Card for paying with money from a checking account.

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Deposit

Back

Money put into an account at a financial institution.

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Dividends

Back

Payouts based on profit to an investor.

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FDIC

Back

Federal Deposit Insurance Corporation, insures bank deposits.