Front

What is personal finance?

Back

The management of money and financial decisions for a person or family

Front

What are the three types of financial goals?

Back

Short-term, medium-term, long-term

Front

What are the two types of money personalities?

Back

Saver and spender

Front

What is the key to winning with money according to the study guide?

Back

Creating a budget

Front

What are the four parts of a budget?

Back

Income, giving, saving, spending

Front

What are the four types of expenses?

Back

Fixed, variable, intermittent, discretionary

Front

What are the Four Walls mentioned in budgeting?

Back

Food, utilities, shelter, transportation

Front

What does a cash-flow statement summarize?

Back

Money that comes in and goes out over a period of time

Front

What percentage of Americans actually use a budget?

Back

35%

Front

What is a FICO score?

Back

A three-digit number calculated using five components.