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Credit Score/ Credit Report

Credit Score/ Credit Report

Assessment

Flashcard

Mathematics

6th Grade

Practice Problem

Hard

CCSS
RI.5.5, RI.6.5, RI.4.5

+5

Standards-aligned

Created by

Wayground Content

FREE Resource

Student preview

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15 questions

Show all answers

1.

FLASHCARD QUESTION

Front

What is a credit score?

Back

A credit score is a numerical representation of a person's creditworthiness, based on their credit history.

2.

FLASHCARD QUESTION

Front

What factors can negatively affect my credit score?

Back

Late payments, high credit card balances, and applying for too many loans can negatively affect your credit score.

3.

FLASHCARD QUESTION

Front

How long do late payments stay on a credit report?

Back

Late payments can stay on a credit report for up to 7 years.

4.

FLASHCARD QUESTION

Front

What is a credit report?

Back

A credit report is a detailed account of an individual's credit history, including credit accounts, payment history, and outstanding debts.

5.

FLASHCARD QUESTION

Front

What is considered a good credit score?

Back

A good credit score typically ranges from 700 to 749.

6.

FLASHCARD QUESTION

Front

What is a co-signer?

Back

A co-signer is a person who signs a loan with the borrower and is responsible for the debt if the borrower defaults.

7.

FLASHCARD QUESTION

Front

Can paying cash for all purchases help build a credit history?

Back

No, paying cash does not help build a credit history; using credit responsibly does.

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