Cash Debit or Credit

Front

Buying a $5 snack

Back

Cash or debit

Front

$25 online purchase

Back

Credit (fraud protection)

Front

$50 gas for car

Back

Credit (avoids temporary hold)

Cash and Debit also work

Front

Concert tickets for $100

Back

Credit (Fraud Protection)

Debit can also be used

Front

Car breaks down. Need $500 to fix

Back

Emergency fund or use credit with a plan to pay back

Front

Dinner with friends. Your portion is $20

Back

Either could work, but Debit and cash should be considered first.

Front

Monthly subscription of $15

Back

Credit (for automatic payments)

Debit can also be used

Front

Emergency medical expense of $200

Back

Credit (if no emergency fund)

Consider payment plan

Front

Grocery shopping for $75

Back

Debit or cash

Credit for rewards

Front

Weekend getaway costing $300

Back

Credit (for travel insurance benefits)

Consider using a travel rewards card