Car Insurance Types

Front

What are common exclusions in comprehensive car insurance?

Back

Some common exclusions in comprehensive car insurance include wear and tear, mechanical breakdown, depreciation, and damage from natural disasters.

Front

What factors can affect the cost of personal injury protection (PIP) coverage?

Back

Driving record, age, gender, location, and type of vehicle.

Front

What is the main difference between collision and comprehensive car insurance?

Back

The main difference is that collision insurance covers damage from collisions, while comprehensive insurance covers damage from non-collision events.

Front

What does personal injury protection (PIP) cover?

Back

Medical expenses and lost wages.

Front

What does collision car insurance cover?

Back

Damage to your car in an accident.

Front

What is comprehensive car insurance?

Back

Comprehensive car insurance covers damage to your vehicle not involving a collision, such as theft, vandalism, or natural disasters.

Front

What is the purpose of liability car insurance?

Back

Liability car insurance covers damages to other people's property and medical expenses if you are at fault in an accident.

Front

What is the difference between first-party and third-party insurance?

Back

First-party insurance covers the policyholder's own damages, while third-party insurance covers damages to others.

Front

What is a deductible in car insurance?

Back

A deductible is the amount you pay out of pocket before your insurance coverage kicks in.

Front

What is the role of an insurance premium?

Back

An insurance premium is the amount you pay for your insurance policy, typically on a monthly or annual basis.