Chapter 10 Credit Review
Flashcard
•
Financial Education
•
12th Grade
•
Practice Problem
•
Hard
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17 questions
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1.
FLASHCARD QUESTION
Front
The finance charge (or interest) calculated as a percentage of the amount borrowed is known as the _______________.
Back
Annual percentage rate (APR)
2.
FLASHCARD QUESTION
Front
The total amount a borrower must pay for a loan is the _____________.
Back
Finance charge
3.
FLASHCARD QUESTION
Front
The maximum amount that you may charge on your credit account is your ___________.
Back
Credit limit
4.
FLASHCARD QUESTION
Front
A company that collects information about your credit history and sells it to lenders is a ________________.
Back
Credit bureau
5.
FLASHCARD QUESTION
Front
A measure of your financial ability to repay a loan is your _______________.
Back
Capacity
6.
FLASHCARD QUESTION
Front
If you have bad credit or no credit, you will need a _____________ (a contractual agreement to pay a debt if the borrower does not pay it).
Back
Cosign
7.
FLASHCARD QUESTION
Front
A record of your past borrowing and repayments is your ______________.
Back
Credit history
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