Car Insurance

Front

What is car insurance?

Back

A contract between a vehicle owner and an insurance company that provides financial protection against physical damage or bodily injury resulting from traffic collisions.

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Who generally pays more for car insurance?

Back

Younger male drivers, particularly those around 21 years old, typically pay more due to higher risk factors.

Front

What happens to your insurance rates if you cause an accident?

Back

Your insurance rates generally increase.

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What is a claim in car insurance?

Back

A request for payment by an insured person to an insurer to cover losses.

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What type of car insurance covers damage to your own vehicle in an accident?

Back

Collision insurance covers accident damage to your own motor vehicle.

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What is a deductible in car insurance?

Back

The amount you pay out of pocket before your insurance company pays for a claim.

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What is comprehensive insurance?

Back

Insurance that covers damage to your vehicle not involving a collision, such as theft, vandalism, or natural disasters.

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What is bodily injury liability?

Back

Coverage that pays for injuries that you cause to someone else in an accident.

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What is uninsured motorist coverage?

Back

Insurance that protects you if you're in an accident with a driver who does not have insurance.

Front

What factors can affect car insurance rates?

Back

Age, gender, driving history, type of vehicle, and location can all affect insurance rates.