Credit

Front

What is a credit report?

Back

A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness.

Front

The process of collecting funds that are owed and past due is called...

Back

collections

Front

Which is not included in an individual’s credit report? Current and past addresses, Account balances, Bankruptcies and foreclosures, Medical information

Back

Medical information

Front

When may a person view his/her credit report for free?

Back

Once a year, from each of the three main credit reporting agencies

Front

Late payments stay on a credit report for....

Back

7 years

Front

Allowing goods and services to be used now with a promise of payment in the future.

Back

credit

Front

Which one of these is NOT one of the 3 main Credit Bureaus? Options: Equifax, Experian, FICO, TransUnion

Back

FICO