A key difference between commercial banks and credit unions is that
Money and Banking

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Other
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10th Grade
•
Hard
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1.
FLASHCARD QUESTION
Front
Back
Commercial banks are ‘for‐profit’ and credit unions are ‘not‐for‐profit’.
2.
FLASHCARD QUESTION
Front
Common fees that may be charged by a depository institution include all EXCEPT: Overdraft fee, ATM fee, Minimum Balance fee
Back
Late fee
3.
FLASHCARD QUESTION
Front
A machine that allows individuals to complete certain transactions from the machine without human assistance
Back
ATM
4.
FLASHCARD QUESTION
Front
An account that allows quick access to funds for transactions
Back
checking account
5.
FLASHCARD QUESTION
Front
Depository institution owned by and operated for the benefit of its customers
Back
Credit Union
6.
FLASHCARD QUESTION
Front
A plastic card that can only be used at an ATM for banking transactions and not at point of sale
Back
ATM card
7.
FLASHCARD QUESTION
Front
A plastic card that can be used at an ATM or at a point of sale "POS" that immediately takes money from your depository account
Back
Debit Card
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