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Benchmark

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A standard used to compare the performance of an investment or portfolio.

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Capital preservation

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A strategy focused on protecting investment value by minimizing losses.

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Conservative investor

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Someone who prefers low-risk investments to avoid losses.

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Debt security

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A financial asset, like bonds, representing borrowed money that must be repaid with interest.

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Diversification

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Spreading investments across different assets to reduce risk.

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Evaluation

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The process of assessing an investment's value, performance, or risk.

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Income generation

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Earning money through investments, such as dividends, interest, or rent.

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Interest-earning

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An investment or account that gains money over time through interest payments.

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Investment goal

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A financial target set when investing, such as wealth growth or retirement savings.

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Low-risk

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An investment with a small chance of losing money.