
Insurance Basics Review
Flashcard
•
Life Skills
•
9th Grade
•
Hard
Wayground Content
FREE Resource
Student preview

38 questions
Show all answers
1.
FLASHCARD QUESTION
Front
What is the payment made to an insurance company for coverage?
Back
Premium
2.
FLASHCARD QUESTION
Front
The amount a person must pay out-of-pocket before an insurance policy begins covering expenses is called the:
Back
Annual deductible
3.
FLASHCARD QUESTION
Front
Which term describes the fee paid to a lender in exchange for borrowing money? Options: Principal, Premium, Finance charge, Loan balance
Back
Finance charge
4.
FLASHCARD QUESTION
Front
If an insurance company considers a policyholder high-risk, how does it affect their premium?
Back
The premium increases
5.
FLASHCARD QUESTION
Front
A person paying $400 per year for their renter’s insurance is covering their:
Back
Premium
6.
FLASHCARD QUESTION
Front
Which type of life insurance is usually less expensive and provides coverage for a specific time period?
Back
Term life insurance
7.
FLASHCARD QUESTION
Front
What is the key difference between term life and whole life insurance?
Back
Term life lasts for a specific period, while whole life lasts a lifetime.
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