Team C.R.E.A.M. August 2025

Front

When working transactions we follow the defer limits based off of: Classification of the check, Check type when looking at the check, Banner color

Back

Check type when looking at the check

Front

There are two different defer limit guides one for ET one for NT

Back

True

Front

What is the new fraud ring that showed and hit up in June?

Back

USPS

Front

In NT a check for $2634 payroll hand-written new maker, repeat payee, no red flags, payee has many cleared in history, what would be the best decision for this check if this is a first-time maker?

Back

Decline for not within defer limits nmc

Front

Maker verification is only required for transactions over $500.

Back

False

Front

Do you have to complete all tasks on all tickets?

Back

No, you only must complete all tasks when you are approving or deferring.

Front

What is the top missed issue for preventable returns?

Back

Alterations

Front

In ET a check for $3751 payroll hand-written known maker, repeat payee, no red flags, payee has many cleared with maker, what would be the best decision for this check if this is one of the higher amounts?

Back

Use token for a good defer

Front

We have to always attempt maker contact before we decline for NMC reason?

Back

Yes

Front

Based on this image what would be the best decline option? Options: Do not cash – Fraud features present, No Maker Contact – Questionable Format

Back

Do not cash – Fraud features present