Insurance Knowledge Quiz

Front

What is a key difference between mobile and modular home insurance?

Back

A) Modular homes are built on a permanent foundation and can be insured with a standard homeowner’s insurance policy

Front

What is the significance of June 15, 1976, in the context of mobile homes?

Back

B) It marks the date when new federal building and safety standards for manufactured homes were implemented

Front

Which coverage option reimburses you the cost of buying a new item of similar type and quality without depreciation?

Back

C) Replacement Cost Coverage

Front

What is a common requirement for insuring a mobile or manufactured home?

Back

B) It must be placed on a concrete or cinderblock foundation

Front

Which of the following is a method to complement the financial protection insurance provides for valuable items?

Back

C) Investing in security measures for your home

Front

What should you do to get started with PAF coverage?

Back

B) Make a list of your valuable items, assign them a value, and gather appraisals or receipts

Front

What does a standard RV insurance policy cover?

Back

B) Direct and accidental physical damage, including permanently installed accessories

Front

Which of the following is NOT typically covered by RV insurance?

Back

C) Routine maintenance costs

Front

What is Total Loss Replacement coverage in RV insurance?

Back

B) It replaces a new motor home declared a total loss within the first five years with a similar kind and quality

Front

What does Campsite/Vacation Liability coverage help with?

Back

B) Liability when the motor home is parked and used as a vacation residence