Workers Compensation

Workers Compensation

Assessment

Flashcard

Other

Vocational training

Practice Problem

Hard

Created by

trish kamer

FREE Resource

Student preview

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21 questions

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1.

FLASHCARD QUESTION

Front

3 COMMON DEFENSES FOR EMPLOYERS

Back

contributory negligence-injured ANY fault, can't collect

assumption of risk-knew risk

fellow servant rule-fellow employee causes, employer not at fault

2.

FLASHCARD QUESTION

Front

WORKERS COMPENSATION

Back

no fault-hurt on job, can't sue & employer can't use defenses-must pay regardless of fault and EXCLUSIVE REMEDY (employee can't sue)

3.

FLASHCARD QUESTION

Front

COMPETITIVE VS MONOPOLISTIC SYSTEMS

Back

Competitive-insurers compete for service and price (MI)

Monopolistic-state govt collects $ from employers and pays injured employees

4.

FLASHCARD QUESTION

Front

COMPULSORY VS ELECTIVE SYSTEMS

Back

Compulsory-(MI) employer must purchase

Elective-employer can choose not to purchase (still can't use common law defenses and can get sued)

5.

FLASHCARD QUESTION

Front

5 WAYS TO MEET WORKERS COMP LAWS

Back

private insurance (competitive)

bought from state (monopolistic)

bought privately from state (competitive-compete with insurers)

self insurance (employers savings for claims)

same businesses (pooling premiums/losses)

6.

FLASHCARD QUESTION

Front

MUST CARRY WORKERS COMP
(REQUIREMENTS)

Back

private nonagric with 3 or more employees

private nonagric with less than 3 if 35hr/wk for 13 wks

all public employers

agric with 3 or more at 35 hr/week for 13 wks

agric with 1 or more at least 35hr/week for 5+consequetive weeks

household servant (not family) if 35hr/week for at least 13 wk

7.

FLASHCARD QUESTION

Front

SELF EMPLOYED &

OWNERSHIP

Back

self employed cannot purchase WC on themselves

10% ownership can exclude themselves to save premium

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