PFL Final 12/17/2025

Front

Although the majority of Americans think budgeting is important, about ______ of Americans actually use a budget.

Back

23%

Front

Which of the following is NOT a component of a budget?
Credit score, Saving, Income, Giving

Back

Credit score

Front

What are the Four Walls? Options: Food, utilities, transportation, and college fund; Cell phone bill, car insurance, shelter, and money for the movies; Utilities, college fund, restaurants, and car insurance; Food, utilities, shelter, and transportation

Back

Food, utilities, shelter, and transportation

Front

How often should you create a budget?

Back

Monthly

Front

What does a budget show you?

Back

How much money you plan to come in and go out during the month

Front

Your money personality can affect your ______.

Back

Attitude toward budgeting

Front

Research shows that nearly half of Americans (46%) feel stress and anxiety about the amount of ______ they have.

Back

Personal debt

Front

Why is tracking your expenses throughout the month important?

Back

It gives you insight into whether you're sticking to the budget you set.

Front

What kind of money counts as income?

Back

All money that you receive, including money from your job and gifts like birthday money

Front

A common misconception is that budgeting will keep you from having fun, when in reality a budget ______.

Back

Gives you permission to spend