B1 Are you a saver or a spender?

Fill in the Blank

Complete the sentences with the correct prepositions.

We’re spending a lot more _____ food than we used to.

Fill in the Blank

We can always borrow some money _____ the bank.

Fill in the Blank

Don't waste your money _____ such purchases.

Fill in the Blank

Banks are willing to lend large amounts of money _____ people starting up businesses.

Fill in the Blank

I’m going to invest my savings _____ this project.

Fill in the Blank

How can I cut down _____ clothing costs?

​Where does your money normally go?
Discuss which of these things you spend the most money on.

• ordering takeaways
• paying utility bills

• going out with friends
• grocery shopping

• transportation
• clothes

• holidays
• renting a room or a flat

Poll

Complete the questionnaire.

Pay attention to the underlined words.

I feel that I sometimes overspend on

• coffee.

• eating out.

• entertainment.

Poll

1. When I do the shopping,

• I have a list of items I need.

• 1. I remember what I should buy.

• 1. I think, while I’m in the shop, about what I want to buy.

Poll

1. When I buy online,

• 0. I spend time looking for the best deals.

• 0. I only buy from one shop because I know and trust it.

• 0. I buy much more than I need.

Poll

4. To keep myself on budget,

• 4. I write down all of my purchases.

• 4. I cut down on some expenses at the end of the month.

• 4. I use cash instead of a credit card.

Poll

4. You want to save some money.

5. You know that you waste too much money on petrol driving to work. The most cost-effective means of transport would be a bike.

6. What do you do?

• 4. I bike to work.

• 0. I save on other things because I love driving.

• 0. I find a colleague to drive with and share petrol costs.

Poll

4. You are going to buy some groceries, but you enter a clothes shop and see an amazing pair of jeans for £100.

5. What do you do?

• 1. I buy them on impulse.

• 1.  I already have so many pairs of jeans, so I don’t buy them.

• 1. I take a photo and wait until the sales.

Poll

4. You want to go to your friend’s house by Uber. If you take an Uber now, you’ll be charged more, but if you wait, the price might be cheaper. What do you do?
   

• 4. I go now because I don’t want to wait.

• 0. I wait a couple of minutes to spend less money.

• 0. I decide to use public transport and arrive a bit later.

Poll

4. What trade-off would you accept if you wanted to save money for a holiday?

• 0. Not ordering takeout for one year.

• 0. Cycling instead of driving to work for half a year.

• 0. Partying at home instead of going out for half a year.

Drag and Drop

Match the words and phrases in underlined to the correct meanings below.

it means that something is good value for the amount of money paid​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

a compromise​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

ask an amount of money for something​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

an individual thing​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

spend more money than you should or more than you wanted to​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

because you suddenly want to, although you haven't planned to​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

spend only as much money as you have​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

a good, or lower than usual, price​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

Drag and Drop

a cost​

Placeholder

Drag these tiles and drop them in the correct blank above

expense

cost-effective

deal

trade-off

keep oneself on budget

charge

on impulse

item

overspend

​Look at the images below.
How can you save some money in these areas?

​​Shopping

​​Home

​Look at the images below.
How can you save some money in these areas?

​​Transortation

​​Entertainment

Watch the video and then answer the questions

Multiple Choice

Why are discounts not always a good • way of saving money?

• 1. Because you buy more items from your shopping list

• 1. Because you might buy things which you don't need

• 1. Because the price per unit may actually be higher

Multiple Select

Which saving tips related to food are mentioned in the video?

• 1. Plan your meals ahead of time

• 1. Don't spend more on the items you care about

• 1. Eat out only once per week

• 1. Make a shopping list

Multiple Select

How can we save on electricity?

• Turn off the lights when you leave a room.

• Unplug gadgets when you aren't using them.

• Plan your household chores

  outside peak hours when the electricity price is lower.

Multiple Select

What are the cheaper alternatives to owning a car?

• Public transport

• Car sharing

• Cycling

Multiple Select

Choose the sentences which are true according to this video

• 1. Saving money means having less fun

• 1. Keep a budget and calculate each

     expense

• 1. Know what you spend your money on

• 1. Planning your expenses will save you money

Fill in the Blank

Complete the gaps with the words below.

(budget cost-effective cut discounts expenses impulse)

1. Buying things on _____ is something spenders often do.

Fill in the Blank

Complete the gaps with the words below.

(budget cost-effective cut discounts expenses impulse)

1. It’s important to save money on everyday _____.

Fill in the Blank

Complete the gaps with the words below.

(budget cost-effective cut discounts expenses impulse)

1. Look for ways to save on the things that are less important to you, to keep yourself on _____.

Fill in the Blank

Complete the gaps with the words below.

(budget cost-effective cut discounts expenses impulse)

1. When you go shopping always look for _____, but don’t buy things which are not on your shopping list.

Fill in the Blank

Complete the gaps with the words below.

(budget cost-effective cut discounts expenses impulse)

1. The best way to save money is to write down how you spend your money in a month and _____ down on some big expenses.

Fill in the Blank

Complete the gaps with the words below.

(budget cost-effective cut discounts expenses impulse)

1. Public transport isn’t a very _____ method of transport if you have a family.

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