DEBIT VS. CREDIT

Multiple Choice

With a debit card, you can make purchases directly from...

• your credit card
• a prepaid card
• a loan from the bank
• your bank account

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Debit cards are linked to your ​bank account. You can only spend the money you have ​

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. Debit card transactions are usually processed ​

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.​

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in your account

promised to pay back in the future

immediately

5-7 days later

Multiple Choice

A credit card is

• A payment card that allows you to withdraw money from the card issuer
• A payment card that allows you to lend money to the card issuer
• A payment card that allows you to borrow money from the card issuer to make purchases
• A payment card that allows you to earn money from the card issuer

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Credit cards have a ​

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, which determines how much you can ​

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. You need to make monthly​​ payments to repay the borrowed amount. Credit card transactions may have ​

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if not paid in full.

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credit limit

borrow

interest charges

deadly penguins

hot people

Categorize

Options (10)

Put some money aside for a rainy day

Financial goals

Borrow money

Monthly payment

Gotta pay interest

Purchase takes money directly from checking account

Only uses money you have in bank

A plan for your money

Know how much you save & spend

Know what you're doing w/ each dollar

PUT EACH PART INTO THE PROPER CATEGORY

SAVINGS ACCOUNT

CREDIT

DEBIT

BUDGET

Open Ended

What do you think is the most important thing to understand about debit and credit cards?