Financial Statement Analysis

financial statement analysis

Dalal Anwar Buhaila

6 com 1

20180083

Which tool of finacial seatment analysis you perfer to use (vertical or horizontal )

Horizontal analysis is better because it aims to compare several years and study financial changes in budgets , income accounts , and cash flows .

Horizontal analysis statement tables to show the calculation & percentages amount

Compare between the amounts of total liability for the both years 2017-2018 \ 2018- 2019

2017-2018 \ 2018-2019

total a = 4.8% \ 11.28

total l = 5.54 % \ 8.38%

we have decrease 5.54%

Advise to BBK Bank to take increase icome

allow banks to keep reserves or part of them in the form of treasury bonds. Thus, reserves are transformed from stagnant funds that do not yield any return to the banks or value for the economy, except that they protect bank clients and depositors, to income-generating funds for the bank.

Establishing a lending and deposit program. It is important for any financial institution to have a specific offer that is unique and interesting to the target audience. These may be credit cards created with the help of any other large companies.

Example of that:

A number of banks have cooperated with airlines. Upon purchasing the cards, the customer will collect rewards for further exchange of airline tickets and miles ...etc