Auto Insurance Overview

Test Presentation

By Mark OHalloran

Types of Auto Insurance

Liability

Pays OTHER PEOPLE for damages that you cause. It could be PROPERTY liability or MEDICAL liability.

Types of Auto Insurance

Collision

Pays for YOUR CAR if it is damaged in a collision.

Types of Auto Insurance

Comprehensive

Pays for YOUR CAR for non-driving damage, such as vandalism, a tree falling on it, hitting a deer (odd that this isn't collision), etc.

Types of Auto Insurance

Under/Un-Insured

Pays for YOUR CAR if someone else is at fault for damaging your car, but they don't have sufficient insurance to actually pay.

Types of Auto Insurance

Personal Injury Protection

Pays for YOUR MEDICAL BILLS, regardless of fault.

Multiple Choice

Susie ignores a stop sign and crashes into another car. Which insurance could she have to cover the OTHER driver's automotive damage?

• Liability

• Collision

• Comprehensive

• Under/Un-Insured

Multiple Choice

Susie ignores a stop sign and crashes into another car. Which insurance could she have to cover HER OWN automotive damage?

• Liability

• Collision

• Comprehensive

• Under/Un-Insured

Multiple Choice

Susie parked her car underneath a tree. The tree fell on her car. Which insurance could she have to cover HER OWN automotive damage?

• Liability

• Collision

• Comprehensive

• Under/Un-Insured

Multiple Choice

Another driver ran into Suzie. The other driver does not have insurance. Which insurance could Suzie have to cover HER OWN automotive damage?

• Liability

• Collision

• Comprehensive

• Under/Un-Insured