Prep, Plan, and Pay for Higher Education

_________________ is sequences of increasingly advanced courses designed to bring academically unprepared students to the academic skill level expected when entering higher education:

• Remediation
• Backwards planning
• Career pathway
• Job outlook

_________________ is a strategy in which you start with the end goal and plan backwards to determine the steps needed to get to that end goal.

• Backwards Planning
• Career Pathway
• Debt-to-income ratio
• Remediation

________________ is a series of connected education and training programs that allow you to secure a job and then to advance within an industry or occupation.

• Debt-to-income ratio
• Backwards Planning
• Career Pathway
• Job outlook

Monthly Loan Payment / Monthly Starting Wages = _________________It's a standard tool that calculates whether a borrower will have difficulty meeting his or her loan repayment obligations.  

• Backwards planning
• Debt-to-income ratio
• Career pathway
• Job outlook

The demand for a particular job when you are qualified and ready to enter the field.

• Job outlook
• Backwards planning
• Career pathway
• Debt-to-income ratio

Individuals with more formal educational training usually have:

• higher estimated earnings
• lower personal satisfaction
• greater amounts of leisure time
• more comfortable work environments

An example of a transferable skill is a skill:

• used in your job that you acquired through past jobs, volunteering, hobbies, school sports, or other life experiences.
• that can only be used in an individual's job or career.
• that each employer requires you to learn.
• that is learned at one job and is required at other jobs as well.

Ones lifestyle is to their Standard of Living as present is to:

• past
• recent
• future
• gift

Career Assessments help to identify:

• the job the individual should have if he/she wants high well-being.
• positions available in a particular occupation.
• fastest and slowest growing careers in a particular occupation.
• possible career areas related to one's interests.

The___ of continuing your education is the money you would have earned if you have worked instead.

• debt-to-income ratio
• opportunity cost
• benefit
• total estimated cost