Maintaining a reasonable amount of unused credit

• Positive Impact
• Negative Impact

The Pursuit of new credit accounts for 15% of your credit score.

• True
• False

Numerous credit applications in a short period of time.

• Positive Impact
• Negative Impact

Checking credit reports annually to search for mistakes.

• Negative Impact
• Positive Impact

Four categories of information from an individual’s credit report are used to determine a credit score. 

• True
• False

A mathematical tool created to help   lender evaluate the risk associated with lending customers money

• Credit
• Credit Score
• Credit Report
• Credit History

When goods, services and/or money is received in exchange for a promise to pay back a definite sum of money at a future date.

• Credit History
• Credit Score
• Credit
• Credit Report

A record of a consumer's credit history

• Credit History
• Credit Inquiry
• Credit Report
• Credit

Consumer gives permission to company to check their credit

• Soft Check
• Hard Check
• Soft Score
• Hard Score

The most common credit scoring system is called the

• FCO
• FECO
• FISO
• FICO