Agreeing to be responsible for another person loan payments if that person fails to make them

• Cosigner
• Partner
• Guardian
• Spousal Loan

a measure of a person's ability and willingness to make credit payments on time.

• Credit
• Creditor
• Credit Rating 
• Open end Credit

is credit that is available up to a limit and automatically renewed as debts are paid off or paid down. Most credit cards are a form of revolving credit.

• Up to the limit credit
• Revolving credit
• Closed end credit
• All the way up credit

an unlawfully high amount or rate of interest

• Usury
• Tripping 
• Insane 
• Lein

Finance Charge

• The lowest required amount of money to pay on a credit card statement, and is about 2-3% of the total payment.
• a credit card for use with an account that must be paid when a statement is issued.
• any fee representing the cost of credit, or the cost of borrowing

a __________ details a person's financial history specifically related to their ability to repay borrowed money.

• Credit Score
• Lender Report
• Creditor Cheat Sheet
• Credit Report

(in relation to insurance) a set of qualities that are shared by many people in a group, country, etc.

• Character
• Personality
• Common Ground
• We all alike

A provision in most loan and insurance contracts which allows payment to be received for a certain period of time after the actual due date. During this period no late fees will be charged, and the late payment will not result in default or cancellation of the loan. A typical grace period is 15 days.

• Grace Period
• Free Period
• Spare Time
• No-pay Period

a fee charged by a lender on entering into a loan agreement to cover the cost of processing the loan

• You owe me fee
• Start up fee
• We gotcha fee
• Origination fee

a personal loan to purchase an automobile

• Car loan
• Closed end credit
• installment loan
• Principal