PERSONAL FINANCE FINAL REVIEW

What does the S in the SMART Goals acronym represent?

• Smart
• Safe
• Specific
• Start

What does the R in the SMART Goals acronym represent?

• Realistic
• Relationship
• Real
• Rate

A student that goes from one class to another when the bell rings is an example of what type of decision?

• Routine decision
• Major decision
• Common decision
• Big decision

The savings tool that offers tiered interest rates that are dependent on the balance amount is called a...

• CD
• Money Market
• Checking
• Savings

The insurance protection agency that protects most credit union accounts up to $250,000 is called the...

• NACU
• FDIC
• FICA
• NCUA

Bank accounts in most banks are protected by the FDIC by up to $_____.

• $100,000
• $150,000
• $200,000
• $250,000

This type of for-profit financial institution is owned by its investors

• Credit Union
• Bank

In regards to the make-up of your credit score, what percent of your score is based off of your payment history?

• 35%
• 30%
• 15%
• 10%

Which of the following is NOT considered a credit bureau?

• Experian
• Expedia
• Transunion
• Equifax

The request to view an individual's credit report is called a...

• Credit check
• Credit inquiry
• Credit score
• Credit card