Long-Term Care

What type of medical insurance payment do you still have to make even after you've paid your deductible?

• HMO
• PPO
• Co-Insurance
• Co-Pay

Which of the following people would most benefit from purchasing long-term care insurance?

• An individual with little to no assets or weatlh
• An individual with an extremely high net wealth
• A middle-aged individual with a family history of illness
• A high school student who highly values financial security

What type of disability would prevent you from performing only some of your job responsibilities for the rest of your life?

• Permanent total disability
• Permanent partial disability
• Temporary total disability
• Temporary partial disability

Provides assistance and care for elderly

• Laboratories
• Clinics
• Long term care facilities
• Rehab

What type of long term care facility functions as a bridge between hospital and home?

• Extended care facility
• Nursing Home
• Assisted living facility
• Geriatric home

Medicare is best described as health insurance for the 

• Mentally Ill
• Elderly
• Poor 
• Terminally Ill

What is an Initial policy benefit?

• The death benefit of the policy is paid only if the insured dies during that period

• The first policy to be paid

• The last payment due on the life insurance post-mortem

• An type of life insurance

What is long-term care?

• Paying others to assist with daily activities such as bathing and dressing

• Paying others to drive you around

• Another form of life insurance