Insurance

The higher the deductible the lower the premium

• True

• False

Before insurance begins to cover a patient, the ___ must be paid first, the the insurance will begin to pay.

• Medicaid
• HMO
• PPO
• deductible

If you must meet with your primary doctor first this probably means you have what

• Insurance

• Managed Health Care Plan

• Deductible

Which health insurance plan leaves you with more flexibility

• HMO

• PPO

Someone who receives money if an insured person dies

• claim
• beneficiary
• dependent
• employee benefits

Tamarra took out a $75,000 life insurance policy. The $75,000 amount of coverage is called the

• Cash Value

• Premium Value

• Death Benefit or Face Value

Provides payment to replace earnings during times when workers cannot work due to illness or injury

• disability insurance
• dependent
• emergency savings
• beneficiary

Provides money to pay for health care for illness, injury, or, in some cases, preventative care

• automobile insurance
• disability insurance
• health insurance
• personal insurance

Insurance that protects your family against financial loss due to your death is

• coinsurance
• disability insurance
• life insurance
• comprehensive insurance

The type of insurance that covers damage or loss to a vehicle from fire, theft, vandalism, or natural disaster is called

• term life insurance

• bodily insurance

• comprehensive

• collision