Career Prep - Identity Theft

The agency that identifies when theft occurs when someone is wrongfully acquires and uses a consumer's personal identification, credit, or account information.

• Federal Trade Commission (FTC)

• U.S. Health & Human Services

• Department of Labor

• U.S. Department of Treasury

What daily activities require an individual to share personal information?

• Going to doctor

• Online/telephone shopping

• Making purchases with check, credit or debit card

• Applying for credit card or loan

• Going to church

What are some methods thieves steal personal information:

• Encrypting

• Hacking

• "Dumpster Diving"

• Skimming

• Phishing

What can identity thieves do with your information?

• Rent an apartment

• Applying for credit cards or store credit accounts & student loans

• Obtaining cash with bank cards

• Run for President

• Get a job

What option is incorrect with preventing identity theft if you carry a wallet or purse?

• Carry what's necessary

• Carry your social security card

• Do not hang purses from chairs

• Use purses that close securely

What should you do to prevent identity theft for credit and debit cards ?

• Keep unwanted account open and never cut up cards

• Memorize PIN

• Do not give out account numbers unless transaction is initiated by you

• Check statements regularly for fraudulent use

What option is incorrect when preventing identity theft with credit card offers?

• Never shred credit card offers and applications

• Cut up pre-approved credit card offers

• Shred credit card offers and applications

• "Opt-out" of pre-screened credit offers for five years

What items are you carrying that reveal your personal information?

• Driver's License Number

• Bank Account Numbers

• Credit Card Numbers

• Address & Telephone Number

• Shopping List

What step(s) would you use for mail in preventing identity theft?

• Toss credit card offers, bills, statements, & other personal information in garbage

• Put outgoing mail in your mailbox with flag up for mailperson

• Never request vacation holds when unable to pick up mail

• Never leave mail in unsecured mailbox overnight for long periods of time

Using a password that is unique with combination of words, numbers, symbols is an example of which category in preventing identity theft?

• Email

• Telephone

• Mail

• Social Networks, Blogs, & Chat Rooms