Percentage of the allowed amount that is the patients responsibility (for instance, the 20% not covered by insurance)

Treatment of conditions not covered by the insurance policy

A policy purchased by an individual

Federal health insurance program administered by the state for people with income below the poverty level

Federal health insurance for the elderly

Health insurance for members of the military and their families

Insurance coverage offered to employees by the employer

Insurance policy an individual must purchase on their own

Insurance offered by the government

Insurance offered to a special group of people

A 30 year woman broke her arm and went to the ER for treatment. Her health insurance plan has a $1,500 deductible. What does this mean

She is resoponsible for paying, $1,500 of her medical expenses before her insurance starts to pay

She can deduct $1,500 from the hospital bill, but must pay the rest

The hospital will only charge her $1,500

Her insurance company will only pay $1,500 and she must pay the rest

If you leave your job, but choose to remain on your employer's group health care plan and pay 100% of the premiums, you are using ______.

Major Meidcal Expense Insurance

Preferred Provider Organizations (PPO)

Maximum Out-Of-Pocket

Maximum amount of money you will be required to pay each year for deductibles, copayments, and coinsurance.

Way a health care system manages its costs and uses its resources.

Amount of money that an individual must pay for an insurance policy.

Amount of money that an individual or business must pay for an insurance policy.

Problem that existed before the date your insurance coverage became effective.

Service designed to keep consumers healthy. Usually provided at no cost to the consumer.

Insurance coverage offered to employees by the employer

Insurance policy an individual must purchase on their own

Insurance offered by the government

Insurance offered to a special group of people

A 30 year woman broke her arm and went to the ER for treatment. Her health insurance plan has a $1,500 deductible. What does this mean

She is resoponsible for paying, $1,500 of her medical expenses before her insurance starts to pay

She can deduct $1,500 from the hospital bill, but must pay the rest

The hospital will only charge her $1,500

Her insurance company will only pay $1,500 and she must pay the rest

Health Insurance Vocabulary

Authored by Lisa Rose

Other

9th Grade

CCSS covered

Used 47+ times

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25 questions

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MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Medicare

Fee paid for health insurance

portion of the cost of service

Federal program that provides insurance for those 65 or older or disabled

Federal program who insures the poor

MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Insured

The policy holder or subscriber

Fee paid for the health insurance

A person designated to receive the benefits of an insurance policy

The insurance company

MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Co-payment

Coordination of benefits

Portion of the cost of service to be paid by the insured (a set dollar amount to be paid each time you see the doctor)

Term of conditions not covered by the insurance company

Provider bill for service

MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Worker compensation

A state program established to pay the medical cost and lost wages associated with work related injuries

A government program for children of low income families

Purchased by an organization for the benefit of members

Federal health insurance program administered by each state for persons with income below the poverty level

MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Health insurance policy

Insurance which covers your health, teeth and eyes

A law which allows you insurance even if you lose your job

A contract between you and an insurance company

A policy you purchase only for children

MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Deductible

The amount of money you must pay each year before the insurance company pays anything

A type of medical savings account

A type of policy in which you save for emergencies

A shared expense between the insured and the employer

MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Premium

Percentage of the allowed amount that is the patients responsibility.

Fee paid for the health insurance coverage

Purchased by an organization for the benefit of members

Portion of the cost of service to be paid by the insured

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Health Insurance Vocabulary

Medicare

Insured

Co-payment

Worker compensation

Health insurance policy

Deductible

Premium

Co-insurance

Medicaid

Group Insurance

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