Automobile Insurance

A __________ is a policyholder's formal request to the insurance company for payment of losses.

• policy
• claim
• coverage
  policyholder
• premium
  prremium

The amount of money that policyholders must pay toward their own covered expenses before the insurance company pays any of the costs is known as _______________. 

• deductible
• provisions
• claim
  co-insurance
• exclusions

___________ pays for repairs of damages to your car only.

• liability coverage
• full coverage
• collision coverage
• comprehensive physical damage coverage

If you get into an accident and the driver is not insured, you will have to file a claim with your insurance company. 

• True
• False

Insurance coverage to protect you from damage to your car other than by collision or vehicle overturning

• Floater
• Collision
• Comprehensive
• Liability

Which type of automobile insurance provides coverage for damage from being hit by another car or turning over?

• liability
• collision
• comprehensive
• uninsured motorist

What is collision 

• Most individuals purchase their health insurance plans through their employers
• Two things coming together
• Protects you and your vehicle if you get in an accident and it IS your fault
  
• Is coverage of the medical costs of the passengers of a vehicle. It pays for medical, hospital or funeral costs.
  

If you owe money on your vehicle, you will be required to have...

• half insurance

• no insurance

• full coverage insurance

Maggie will need to pay $120 per month in order to purchase a car insurance policy. This monthly payment is known as the:

• deductible

• co‐insurance

• premium

• moral hazard

What does liability bodily injury pay for?

• other people's injuries when you cause an accident.

• other people's property when you cause an accident

• your injuries when you cause an accident

• other people's injuries when they cause an accident.