Health Care: Sick Around America Challenge

The two main insurance markets for health care are

• single payer and multi payer

• individual and group

• individual and government

• private and public

A health insurance plan that directly employs physicians & other medical professionals.

• health maintenance organization (HMO)

• preferred provider organization (PPO)

• Consolidated Omnibus Budget Reconciliation Act (COBRA)

• Children Health Insurance Program (CHIP)

Payments for health insurance are called

• copays

• deductibles

• premiums

• costs

The amount of money you pay before your health insurance provides coverage is called a

• premium

• copay

• benefit

• deductible

What is a copay?

• part of your deductible

• a flat fee for a covered service

• part of insurance costs

• paid by your insurer

What is the biggest cause of personal bankruptcy in the United States?

• medical bills

• credit card debt

• divorce

• job loss

The United States uses all of the following to keep down medical costs EXCEPT

• medical underwriting

• rescission process

• government regulates prices

• pre-existing conditions

Which is a medical assistance program offered to certain low-income individuals and families?

• Medicaid

• Medicare

• CHIP

• COBRA

Which government program helps elderly Americans pay their health care costs?

• Medicaid

• Medicare

• CHIP

• COBRA

Which program helps laid off American workers to continue with their health care coverage?

• Medicaid

• Medicare

• CHIP

• COBRA