The Feds job is to...

• protect consumers

• treat consumers fairly

• help people manage their money

• enforce regulation

What is the most common form of open-end credit account?

• Debit cards

• Cash

• Credit cards

• All of the above

Truth in Lending Act of 1968 informs people of..

• security interest

• APR

• amount financed

• all of the above

What prohibits the use of race, color, and religion?

• COAE

• ECOA

• APR

• None of above

FCRA

• enacted in 1977

• ensures banks

• established rights in 2005

• protects consumers

Marissa got a letter from Nordstrom stating that her credit application had been approved. Marissa can spend up to 5,000 and the annual interest rate is 15.99%. Nordstrom followed what law?

• Credit Card Act of 2009

• Usury law

• Truth In Lending Law

• Fair Credit Reporting Act

Chase is concerned he will be turned down for a loan because he is a single male. What law protects him against this concern?

• Equal Credit Opportunity Act

• Fair Credit Billing Act

• Fair Credit Reporting Act

• Fair Debt Collections Act

Promotes accuracy, fairness, and privacy of information in the files of consumer reporting agencies

• Truth in Lending Act

• Equal Credit Opportunity Act

• Fair Credit Reporting Act

• Fair Debt Collection Act

Who is the manager in "Austin & Ally"?

• Dez

• Trish

• Mr. BOB

• AUSTIN

• 
• Zac Efron

• Dwayne

• Jon Bass