Consumers and the Law Review

This occurs when someone wrongfully obtains and uses another's personal information in a way that involves fraud

• a poor credit rating

• stealing

• identity theft

• burglary

When consumers accept their rights, they also have responsibilities that come with them

• True

• False

This agency watched over sales of food, drugs and cosmetics.

• FDA

• USDA

• PDE

• CPSC

This agency handles complaints about unsafe products such as household appliances, toys and tools.

• CPSC

• FDA

• PDE

• USDA

Redress means to solve a problem

• True

• False

This law protects you against an inaccurate credit record. You have the right to see the contents of your credit file and you may file a letter to explain any information that you feel is not correct.

• Equal credit opportunity act

• Fair credit reporting act

• Truth in lending law

This law requires creditors to provide a complete account of credit costs and terms. It also requires creditors to send debtors regular statements

• Equal credit opportunity act

• Fair credit reporting act

• Truth in lending law

This law protects people from discrimination because of sex, marital status, race, religion or age.

• Equal credit opportunity act

• Fair credit reporting act

• Truth in lending law

A court that handles claims that involve relatively small amounts of money.

• small claims court

• licensing boards

• Better Business Bureau (BBB)

This is a non profit organization sponsored by private businesses. They try to settle complaints against local businesses.

• small claims court

• licensing boards

• Better Business Bureau (BBB)