Identity Theft: True or Trick

Someone who is diligent about personal security issues can avoid becoming an identity theft victim.

• True

• Trick

There is a good chance that you will become a victim of identity theft during your lifetime.

• True

• Trick

For many victims of identity theft, their biggest loss is time spent "cleaning up the mess."

• True

• Trick

The least effective method of preventing identity theft is a credit freeze.

• True

• Trick

Multifactor authentication is not necessary to use unless you are an identity theft victim.

• True

• Trick

Identity thieves can steal information from a victim's garbage can.

• True

• Trick

The easiest way to avoid tax refund liability theft is to file your taxes early.

• True

• Trick

The Consumer Financial Protection Bureau is the government agency that has sample victim letters.

• True

• Trick

Identity theft can have a lasting effect on a victim's financial, physical, and emotional well-being.

• True

• Trick