Investing

Which is not a factor to consider when comparing saving/ or investment choices

• convenience

• risk

• reward

• fees

Which is generally true about risk and return?

• riskier investments will earn lower returns

• greater the risk, the greater the return

• saving and investing offer no returns

• there is no risk when investing

Stocks bonds and mutual funds are all examples of

• investments

• checking accounts

• savings accounts

• none of the these

Which of these is a savings instrument?

• Certificate of Deposit

• checking account

• car loan

• credit card

You have 200 shares of stock at $23. each. The company pays a dividend of .47 / share. What is the dividend amount you will receive?

• $94.

• $199.53

• $200.47

• $425.53

You bought 75 shares of stock at 31.75 each. Your broker charged a $15. commission on the cost of the stock. What was your total purchase?

• $2296.50

• $2381.25

• $2396.25

• $2857.50

Which of these accounts is the most liquid?

• bond

• CD

• Money Market account

• checking account

Which tax goes toward the federal program for retirement benefits?

• federal income tax

• medicare tax

• social security tax

• state income tax

The social security system gives what types of benefits?

• disability benefits

• retirement benefits

• survivor benefits

• All of the above

Which of these investment choices carries the highest risk?

• bonds

• collectibles

• mutual funds

• stocks