Renters and Landlord Insurance

What's covered by a renters insurance policy?

• Theft

• Vandalism

• Fire

• All of the above

Renters insurance personal property coverage does not include which of the following?

• Clothing

• Furniture

• Automobiles

• Electronic Equipment

Which of these hazardous conditions are not covered by a standard renters policy?

• Hail damage

• Flood damage

• Wind damage

• Fire damage

Which of the following can renters insurance liability coverage protect you against?

• An at fault auto accident in the parking lot outside your apartment building

• Accidental bodily injury suffered by someone who is a guest at your home

• Intentional damage you have done to someone else's property

• Loss of your property in a fire

Who needs renters insurance?

• College students living off campus

• Seniors in assisted living homes

• Large families

• All of the above

How can landlords ensure their tenants are insured?

• Ask them politely

• Write it into the lease

• Sue them

• All of the above

Renter's insurance will cover the damage done to the apartment building you are renting.

• True
• False

Which of these would renter's insurance NOT cover?

• A fire destroys a renters belongings

• Someone breaks into a renters apartment and stills their television

• A hurricane damages the roof on a home you are renting

• Smoke damage from a fire ruins many of your belongings

You decide to purchase renter's insurance. Which of these would NOT be covered by a standard policy?

• Your friend’s stitches, if she hits her head on your kitchen cabinet
• Your car, if it’s parked on the street outside your apartment
• Your laptop, if it’s stolen during a break-in
• Replacement clothes, if yours are burned in a dorm fire

Which of the following would be covered under a renter's insurance policy?

• Damage to the exterior of the property

• Medical bills of another person who is injured on the property

• Your roommate's personal belongings in the rental unit

• Damage to a detached shed on the property