QL: Auto Insurance

An individual, usually but not always the buyer, covered by an insurance policy

• policyholder

• company

• insured

• freeloader

In auto insurance, liability coverage that pays for physical injury to people in other vehicles

• replacement cost

• insurance policy

• coverage

• bodily injury liability

The act or process of colliding; a crash or conflict

• collision

• peril

• risk

• liability

Insurance designed to pay for the repair or replacement of the policy owner's car in the event of damage not resulting from an accident

• total coverage

• comprehensive coverage

• liability

• replacement coverage

Protection against a specific kind of loss

• peril

• risk

• policy

• coverage

The amount the insured pays on a claim before the insurer pays the remainder

• cost

• collateral

• deductible

• premium

A contract written to protect individuals named in the policy against specific future losses

• coverage

• premium

• insurance policy

• replacement cost

The company or agency that writes an insurance policy

• insurer

• insured

• policyholder

• coverer

Legal responsibility

• peril

• liability

• risk

• premium

Auto insurance coverage can help to provide payment for treatment of bodily injury

• collision

• risk

• peril

• medical payment