Money that you earn back from education or training is called return on _______________________.

• capital

• credit

• investment

• finance

The Truth in Lending Law states:

• financial institutions must charge a certain percentage rate on loans

• financial institutions must charge a minimum amount on loans

• financial institutions must give 90 days

• financial institutions must disclose the true APR they charge

The interest rate charged by credit card companies on any balance not paid in full is called:

• finance charge

• annual percentage rate

• grace period charge

• credit rating

Which is a disadvantage of using CREDIT?

• buy now pay later

• can help you establish a credit record

• convenience

• can lead to a poor credit record if credit isn;t used properly

Which of the following is a line of credit that charges interest?

• debit card

• credit card

What will NOT lead to debt on your credit card?

• pay the minimum monthly payment each month

• pay late

• charge up to your credit limit

• none of these

Which form is needed to for Federal Student Loans?

• FAFLA

• FALSA

• FAFSA

• FASFA

Which is better for financing your education?

• subsidized loan

• unsubsidized loan

• payday lender loan

• credit card loan

A summary of your education, training, experience and qualifications:

• cover letter

• resume

• interview

• none of these

How early should you arrive for an interview? Select the best choice:

• half-hour

• one hour

• ten minutes

• twenty minutes