Module 11 Review

The uninsured motorist fee is ______________.

• $100

• $500

• $1,000

• $2,000

Insurance that pays others for the costs of a crash that you cause is called __________________.

• Collision insurance

• Comprehensive insurance

• Liability insurance

• Uninsured motorist insurance

The financial responsibility law can be satisfied with _________________.

• Medical insurance

• Collision insurance

• Comprehensive insurance

• Liability insurance

The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is?

• Collision

• Liability

• Comprehensive

• Uninsured motorist

A $100 deductible means _______________.

• $100 is deducted from your insurance premium each year

• Your insurance costs $100 per month

• You must pay the first $100 of repair costs to your vehicle

• The insurance company will pay $100 to repair your vehicle

A vehicle that catches on fire is covered by _______________.

• Collision

• Liability

• Comprehensive

• None of the above

Which of the following affects your insurance rates?

• Age of the driver

• Driving record

• Type of vehicle

• All of the Above

Which of the following may reduce your insurance premium?

• Good grades

• If you drive less than 7,500 miles per year

• Both

• None of the above

You become an assigned risk driver when ?

• You have a crash

• You receive demerit points on your record

• No insurance company will insure you voluntarily

• None of the above

If you fail to pay your auto insurance premium on time, the insurance company ?

• May cancel your policy

• Must give you 10 days notice and then may cancel your policy

• Must give you 60 days notice and then may cancel your policy

• Must offer you a new payment plan