Careers in Personal Finance and Consumer Services

Gabe meets with a young man who wants to start saving for his son’s college education. What is Gabe’s profession?

• financial manager

• tax accountant

• insurance sales agent

• real estate broker

Which of the following is a duty of a personal finance manager?

• filing tax returns

• selling houses

• selling property insurance

• tracking clients’ investments

Deborah took a call from a customer who wanted to purchase 1,000 shares of a company’s stock, which just went public. What is Deborah’s profession?

• real estate agent

• tax accountant

• financial services sales agent

• insurance sales agent

Dionte wants to file a complaint against a financial service company to report inappropriate use of the money he gave them to invest. With whom should Dionte file complaint?

• Financial Bureau

• Consumer Financial Protection Bureau

• Consumer Protection Office

• police

On January 18, Rebecca received her credit card statement specifying that the due date to pay the bill is January 30. Which Act was violated in this scenario?

• Credit Card Accountability Responsibility and Disclosure

• Credit Card Availability Responsibility and Disclosure

• Credit Card Accountability Responsibility and Discretion

• Card Accountability Responsibility and Disclosure

Complete the statement with the correct word pairs

In __________ _______________, people invest money in a company in exchange for the company’s _________.

• debt crowdfunding; goods

• donation crowdfunding: services

• equity crowdfunding; shares

_________ ___________ is a process in which an amount of money gained from illegal activities is made to appear as if it is earned from a genuine source.

• Money lending

• Money leaving

• Money laundering

Which certificate does Dulce require?

Dulce is a financial planner and wants to sell fixed-income investments. For this purpose, she requires a(n) ___________ certificate.

• series 3

• series 6

• series 7

• series 8

This Act protects consumers from unfair credit card

billing practices.

• Patriot Act

• Dodd-Frank Act

• Identity Theft and Assumption Deterrence Act

• Credit CARD Act

This Act educates consumers so that they can protect

themselves from unfair practices.

• Patriot Act

• Dodd-Frank Act

• Identity Theft and Assumption Deterrence Act

• Credit CARD Act