What does the D stand for in DAMPER?

• debit

• deposit

• date

• none of these

Liquidity refers to:

• how difficult it is to access your money

• how easy it is to access your money

• how your investments can grow faster

• how your investments can gain a better interest rate

Which of the following is the safest way to obtain a loan?

• payday lenders

• the FDIC

• bank loan officers

• Mrs. Conte

What is a good way to use an ATM?

• use only your "home" bank to avoid fees

• use the ATM whenever you feel like it

• use ATM locations other than your "home" bank to avoid fees

• use the ATM only for gas money

The A in "DAMPER" stands for:

• access

• annual percentage rate

• amount

• ATM

The first set of numbers on the lower left corner of a check indicates:

• the check number

• the address of the payee

• the routing numbers

• none of these

Which type of bank account typically offer no interest?

• savings

• Money Market

• certificate of deposit

• checking

Why balance your checking account?

• to see how much your balance is (what you have left)

• to estimate how many checks to write

• to make Mrs. Conte happy!

• to stop identity theft from happening

A Customer Service Representative at TDBANK will:

• cash your checks

• set you up with a loan

• answer your general questions

• tell you to go back to your Financial Literacy class

The Federal Reserve Act:

• created the Federal Reserve System

• was signed into law by President Woodrow Wilson

• was established in 1913

• all of these