Latihan Bahasa Inggris Kelas 12

Dika : Gosh! My computer is suddenly out of order. I can’t finish my work.

Corry : ____ I’m sure he can fix it more quickly and you can continue working.

Dika : You’re right. Would you give me his number?

• Let me see what’s wrong with it

• Why don’t you call a technician?

• So you want me to fix it for you?

• Can you check it for me, please?

Indah : What a day! I lost my bus ticket so I had to take a taxi to arrive on time.

Cinta : If you had kept the ticket in your purse _________

Indah : I was so careless. I hope it won’t happen to me any more

• You won’t lose it

• You cannot lose it

• You wouldn’t lose it

• You wouldn’t have lost it

Agni : He should be quiet and move on.

Fina : _________ He is one of the best politicians in this country.

Agni : Why argue about the politician? There are other things that we should consider.

• No doubt about it.

• We see eye to eye, don’t we?

• I totally disagree

• Let’s just move on, shall we?

Agni : He should be quiet and move on.

Fina : _________ He is one of the best politicians in this country.

Agni : Why argue about the politician? There are other things that we should consider.

• No doubt about it.

• We see eye to eye, don’t we?

• I totally disagree

• Let’s just move on, shall we?

Lilly : Look at all the people there! They are queuing in this line.

Tina : The airlines need more ticket agents to help.

Lily : I’m going to _________ my plane. There are 40 people ahead of me.

• Board

• catch

• Get off

• Miss

Identity theft is a price we are paying for putting so much information on the Inter-net. There are credit bureau services to pro-tect you from theft. Crooks are trying to steal the identities of young children. You can freeze your (or your child’s) credit infor-mation. The three big credit bureaus are Experian, Equifax and TransUnion. You may request they not give information to any company that you are not already doing busi-ness with. But there is another way to rob consum-ers. Go after their children. Children do not have credit cards or outstanding loans. So what do thieves do?

When they are able to get the social se-curity number of a baby, thieves can add a date of birth and a name. This creates a false identity with a clean credit report. Thieves can then open credit cards and borrow money. The parents do not know. The iden-tify theft might not be discovered for years.

When the child becomes a young adult and applies for credit or a student loan, he or she may be rejected because of “his” or “her” poor credit history.

Some states are doing something about this. They tell parents to have a credit report created for the child and then freeze it. In Oregon, parents can contact a credit bureau. They will ask for a “protected” re-cord in their child’s name. This creates an empty credit file, which is then frozen (cannot be changed). Other states, such as Utah, use a different system. Companies seeking credit information from a frozen credit report will get a warning that the ap-plication is likely fraudulent.

In Oregon, the credit companies charge $10 to freeze records. Call a credit bureau in your state, or one of the three listed above, to find out if there is a program like this.

WHAT IS THE TOPIC OF TEXT?

• Identity theft in Oregon

• Identity theft

• Child identity theft.

• Parent’s role in identity theft

Identity theft is a price we are paying for putting so much information on the Inter-net. There are credit bureau services to pro-tect you from theft. Crooks are trying to steal the identities of young children. You can freeze your (or your child’s) credit infor-mation. The three big credit bureaus are Experian, Equifax and TransUnion. You may request they not give information to any company that you are not already doing busi-ness with. But there is another way to rob consum-ers. Go after their children. Children do not have credit cards or outstanding loans. So what do thieves do?

When they are able to get the social se-curity number of a baby, thieves can add a date of birth and a name. This creates a false identity with a clean credit report. Thieves can then open credit cards and borrow money. The parents do not know. The iden-tify theft might not be discovered for years.

When the child becomes a young adult and applies for credit or a student loan, he or she may be rejected because of “his” or “her” poor credit history.

Some states are doing something about this. They tell parents to have a credit report created for the child and then freeze it. In Oregon, parents can contact a credit bureau. They will ask for a “protected” re-cord in their child’s name. This creates an empty credit file, which is then frozen (cannot be changed). Other states, such as Utah, use a different system. Companies seeking credit information from a frozen credit report will get a warning that the ap-plication is likely fraudulent.

In Oregon, the credit companies charge $10 to freeze records. Call a credit bureau in your state, or one of the three listed above, to find out if there is a program like this.

HOW DOES A CRIMINAL ROB CHILDREN?

• By giving loans to children

• By giving children credit cards

• By getting loans with the children’s identity

• By contacting credit bureaus