What two options are open to you if you want to INVEST your money?

• Leave it in a drawer

• Put it in a savings account

• Spend your money on food

• Buy shares on the stock market

Interest is paid either monthly or yearly.

• True

• False

Interest rates never change.

• True

• False

A student account is available for…

• 12-16 year olds

• College and university students

• 11-18 year olds

• High school students

In a savings account, the more money you save the more interest you will earn.

• True

• False

What is a budget?

• A way of monitoring how you spend your money

• A way to invest your money

• A type of bird

What is the best thing to do with left over money?

• Put it in a savings account

• Buy random things

• Buy shares on the stock market

What is best to do if you do not have enough money?

• Hope the shopkeeper lets you away with it

• Borrow from friends or family

• Take out a loan

• Buy shares on the stock market

What are the disadvantages of borrowing money?

• There are none

• You might have to pay interest

What kind of activities might you plan a budget for?

• Hill climbing

• Holiday

• Going a walk

• Day trip to Edinburgh