Credit Study Guide

Secured credit cards, credit cards and loans help you build what?

The two most important factors in calculating your credit score are:

If a caller asks you to enter personal information over the phone, what should you do?

Debit cards take money directly out of your banks as opposed to credit cards which must be

A credit card that requires a security deposit is called...

A credit report shows a history of how you pay________ and ________ cards.

Paying more than you owe on an amortized loan helps you pay the loan off quicker or slower?

Choices that can help you pay off your debt include working more/longer hours, calling your lender for help and creating a budget. True or False?

Paying your credit payments on full and on time is the best way to improve your credit score and history. True or False?

Signing up for a secure or authorized user account on a credit card is not a good way to establish credit. True or False?