The Consumer Credit

The Consumer Credit

University

14 Qs

quiz-placeholder

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The Consumer Credit

The Consumer Credit

Assessment

Quiz

English, Business

University

Medium

Created by

Sisca Dewi

Used 292+ times

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14 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

The bank uses a ... to find out how prospective borrowers repaid their past debts.

profile

loan agreement

credit bureau

budget

2.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

Because Mr. Parker is ..., his application for a loan is approved.

creditworthy

profile

on time

character

3.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

A contract between a lender and a borrower is called ...

loan agreement

credit bureau

installment sales credit

consumer credit

4.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

Media Image

The other name for credit bureau is ...

reporting agency

character

passbook loan

loan agreement

5.

MULTIPLE SELECT QUESTION

45 sec • 1 pt

Media Image

Three kinds of data that the computer at the reporting agency has are ...

a person's background

a person's history of borrowing and repayment

a person's employment record

a person's family background

6.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

You can't ask for a new loan until you repay the ... of the old loan.

balance

installments

data

cash flow

7.

MULTIPLE SELECT QUESTION

45 sec • 1 pt

Media Image

Three things that a consumer who applies for an installment sales credit usually has to do are...

buy a merchandise

make a down payment

sign a contract to repay the balance, interest and service charges

pay in specified period of time

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