Mortgage Quiz

Bajaj Housing Finance Ltd is 100% subsidiary of…

• Bajaj Finserv
• Bajaj Finance LTD
• BFS Direct
• Bajaj Auto Ltd

Who is the CEO of Bajaj Housing Finance Ltd

• Rajiv Jain
• Sanjeev Bajaj
• Atul Jain
• Rahul Bajaj

Select all the Cultural Pillars of BHFL

• Speed & Aligity

• Transperency

• Do more Earn More

• Result Orientation

• To be in Top 4 NBFC's in India

What is the Productivity Target for an E-02 for Tier 1 & Tier 2 City?

• 2.48cr & 2.23cr
• 2.5 cr & 2cr
• 2.8 cr & 2.5 cr
• 2.25 cr &2.05 cr

Mr A is running his Home Loan from XYZ Bank (SW Bank), he wants a 2 Lacs top up and as per Multiplier you have offered him 5 Lac Top up, He is not keen on taking extra EMI , you are short of 1L to achieve your target , Propose what will you do in this scenario

• Ask Customer again if he can take 1 Lac more of the loan
• Look for another file to achieve your target
• Tell Customer about the Flexi loan and pitch him for 5Lac
• Drop the case.

Primary Applicant having monthly NTH of 1 Lac and Financial Co Applicant having monthly NTH of 75K, in this scenario, please state what FOIR will be applicable

• 75%

• 70%

• 80%

• 65%

What is the Avg Loan Size for Urban Location in Home Loan

• 35 Lacs
• 30 Lacs
• 40 Lacs
• 41 Lacs

Select 2 Operational Strategy of Home Loan Group

• Cross Sell of Insurance and VAS

• Business Velocity &Productivity

• Upfront Income

• TAT of 5 Working Days

• Highest Top up in the Industry

Select all the Business under BHFL Umbrella?

• Home Loan(Salaried & Self Employed)

• Loan Against Property (Salaried & Self Employed)

• Developer Finance & Lease Rental Discounting

• Property Search & Services

• Car Loan & Auto Loan (Rural)

Who is the Head for Home Loans B2C Vertical?

• Jaspreet Chaddha
• Francis Jaboi
• Ashwinder Singh
• Atul Jai