1/2 HHD - Chapter 10 - Aus health system

Bulk billing

• When a doctor puts all the fees together and charges them at once, hence "bulk billing"

• When you go to the doctor and don't have to pay

• When the doctor or specialist charges only the Schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.

• When the doctor charges only the Schedule fee. The payment is claimed directly from Medicare so there are no out-of-pocket expenses for the patient.

Incentive

• something that motivates or encourages someone to do something

• something that demotivates or discourages someone to do something

• a reward

• a punishment

Income test

• a determination of whether an company is eligible for government assistance based on their level of income. This is sometimes referred to as means testing.

• a determination that creditors make when completing a credit check

• a determination that you can take online that will determine your approximate income in the future based on education as well as many other factors.

• a determination of whether an individual or family is eligible for government assistance based on their level of income. This is sometimes referred to as means testing.

In-hospital expenses (Medicare)

• costs for treatment and accommodation in a public hospital

• expenditures you make as soon as you walk in the hospitals front door

• Extra charges for in room "niceties" such as premium food, foxtel etc.

• Bills that are given to you while you are still within the hospital grounds

Medical confidentiality

• means that anything discussed between a doctor and a patient must be kept private to all except hospital workers

• doctors are only allowed to discuss matters with family

• doctors are only allowed to discuss matters with other doctors

• means that anything discussed between a doctor and a patient must be kept private

Medicare levy

• 1 per cent tax for all Australian tax payers to fund Medicare

• 2 per cent tax for all Australian tax payers to fund Medicare

• 3 per cent tax for all Australian tax payers to fund Medicare

• 4 per cent tax for all Australian tax payers to fund Medicare

Medicare levy surcharge

• an additional 1–1.5 per cent tax on high income earners who do not have private health insurance

• an additional 1–2 per cent tax on high income earners who do not have private health insurance

• an additional 2–2.5 per cent tax on high income earners who do not have private health insurance

• an additional 3–3.5 per cent tax on high income earners who do not have private health insurance

Medicare Safety Net

• Extra money that medicare stores on its financial books in case more than the expected number of people need to use the service

• ensures that people who require frequent services covered by Medicare, such as doctor’s visits and tests, do not receive additional financial support

• ensures that people who require frequent services covered by Medicare, such as doctor’s visits and tests, receive additional financial support

• a man dressed in green with a large net.

Out-of-hospital expenses (Medicare)

• all costs incurred outside of a hospital

• What private health insurance is supposed to cover

• the extra cost that medicare will not cover

• costs for services such as doctors, specialists, tests and x-rays

Out-of-pocket expenses

• costs that medicare covers

• costs that patients must pay themselves

• costs that private health insurance covers

• costs that must be paid in cash and not via credit card