Identity Theft Part-2

Which of the following passwords is the most secure?

• 03011999 - it's my birthday

• password - easy to remember

• Football2018 - a combination of letters & numbers

• #mhalll+1! - a combination of letters, numbers, & characters

At what website can you report an instance of identity theft?

• reportmyidentitytheft.com

• getbackyouridentity.gov

• annualcreditreport.com

• identitytheft.gov

Why is it important to act fast if you suspect you are a victim of identity theft? (hint: choose 2 correct answers)

• The longer you wait, the more potential problems to fix

• There is a 7 day window to report identity theft

• With more time, the ID thief has more time to cheat you

• There is a fee if reported later than 30 days

An extended fraud alert is good for

• One year

• Five years

• Seven years

• Ten years

True or False: A credit freeze is the same as a fraud alert.

• True

• False

Which is a warning sign that someone is using your information? (hint: choose 3 correct answers)

• You find credit card charges you did not make

• You get bills for medical services you did not use

• Debt collectors call about debts that are not yours

• Debit card transactions are taking a long time to process

Which government agency oversees & provides information on identity theft?

• Federal Communications Commission

• Department of the Treasury

• Federal Trade Commission

• None

Identitytheft.gov helps you recover from identity theft by

• Checking your credit score

• Creating a recovery plan just for you

• Getting a free copy of your credit report

• Contacting your local police department

What is a reasonable way to protect yourself from identity theft? (hint: choose 3 correct answers)

• Know the signs of phishing

• Always pay cash; never use a debit or credit card

• Strengthen your passwords

• Check your credit report often

The government authorized site to check your credit report is

• Freecreditreport.com

• Annualcreditreport.com

• Creditreport.gov

• Equifax.com