A _____ is usually associated with a 10-20% INCREASE in the stock market over a two month period.

• Ichthyosaurus

• Shankopotamus

• Bear

• Bull

A _____ is usually associated with a 10-20% DECREASE in the stock market over a two month period.

• Ichthyosaurus

• Shankopotamus

• Bear

• Bull

Which of the following is NOT one of the 3 major U.S. stock exchanges?

• NYSE

• DOW

• NASDAQ

• AMEX

A(n) _____ is a plan for spending money.

• APR

• GDP

• Budget

• Capital

A(n) _____ is an expense that changes from month to month.

• Annotated Expense

• Variable Expense

• Regulated Expense

• Fixed Expense

An expense that stays the same from month to month is known as a _____.

• Regulated Expense

• Variable Expense

• Fixed Expense

• None of the above

One disadvantage of a certificate of deposit is ______.

• it has a low interest rate compared to a savings account

• it has a lot of risk

• it has a penalty for early withdrawal

• it pays a high dividend

Responsible credit card use

• means paying only the minimum payment.

• includes using credit cards for impulse buys.

• requires a full understanding of the APR.

• does not affect your credit score.

A(n)_______ score is a credit worthiness score that ranges between 300 and 850.

• APR

• bankruptcy

• FICO

• principal

The interest rate is the...

• cost of borrowing money

• control over the supply of money

• rate charged by the Feds to member banks for loans

• percentage of money that banks must keep in reserve