FINANCIAL INSTRUMENTS

A financial security that generally has a longer

term than a bill, but a shorter term than a

bond.

• Notes

• Bills

• Stocks

• Bonds

A debt investment in which an investor loans

money to an entity (corporate/governmental)

that borrows the funds for a defined period of

time at a fixed interest rate.

• Notes

• Bonds

• Stocks

• Derivatives

A security that signifies ownership in a

corporation.

• Derivatives

• Notes

• Stocks

• Shares

Savings certificate entitling the bearer to

receive interest.

• Certificate of Ownership

• Certificate of Deposit

• Savings Certificate

• Certificate of Recognition

Denoting a scheme in which one pays in

advance for a service or facility

• Pre Need Plan

• Prepaid Expense

• Dead Investment

• Real Estate

A short term debt obligation backed by govt.

with a maturity of less than 1 year.

• Treasury Bill

• Bills of Payment

• Certificate of Savings

• Certificate of Ownership

A contract between an insured and an insurer who

promises to pay a designated beneficiary a sum of

money (the "benefits") in exchange for a premium,

upon the death of the insured person.

• Pre need Plan

• Life Insurance Plans

• Mortgage Loans

• Prepaid Insurance

A short term debt instrument issued by a firm

that is guaranteed by a commercial bank.

• Pre need Plan

• Life Insurance Plan

• Banker's Acceptance

• Treasury Bills

Have preferential rights over the common

stocks in terms of dividend distribution

and liquidation of assets and are not

entitled to vote.

• Bonds

• Treasury Shares

• Preferred Stocks

• Common Stocks

Stocks are not secured by any real assets of

the corporation but they have certain

voting rights or corporate matters.

• Preferred Stocks

• Common Stocks

• Treasury Shares

• Bonds