Automobile Insurance Quiz

A __________ is a policyholder's formal request to the insurance company for payment of losses.

• policy
• claim
• coverage
  policyholder
• premium
  prremium

The amount of money that policyholders must pay toward their own covered expenses before the insurance company pays any of the costs is known as _______________. 

• deductible
• provisions
• claim
  co-insurance
• exclusions

___________ pays for repairs of damages to your car only.

• liability coverage
• full coverage
• collision coverage
• comprehensive physical damage coverage

What does liability bodily injury pay for?

• other people's injuries when you cause an accident.

• other people's property when you cause an accident

• your injuries when you cause an accident

• other people's injuries when they cause an accident.

Liable means

• responsible

• at fault

• law

What is liability insurance

• protects you if your driving causes injury to others

• medical care

• protects your car from being towed

What is a deductible?

• The amount the insurance must pay before the policy holder pays any money

• The amount the policy holder must pay before the insurance policy pays any money

What is a surcharge?

• deductible amount

• $2,000

• extra fee

___________ pays for repairs of damages to your car only.

• liability coverage
• full coverage
• collision coverage
• comprehensive physical damage coverage

Which type of automobile insurance provides coverage for damage from being hit by another car or turning over?

• liability
• collision
• comprehensive
• uninsured motorist