Credit Fraud Test

A person has three credit cards is unable to make payments on any of them. Which action should the person take?

• Notify the credit card companies in order to negotiate a new payment plan.

• Cut up the card, put parts in different garbage bags,

• It is irresponsible use of credit because his current income is too low

Claire wants to cancel her USA credit card. The best method is to dispose of her USA credit card is to:

• Cut up the card, put parts in different garbage bags, and instruct the credit card company in writing or by phone to close the account

• Cut up the card, put parts in different garbage bags

• Get a co-signer who will be held responsible for the repayment of the entire loan plus fees or penalties.

How can you protect yourself against credit card fraud?

• co-signer will be held responsible for the repayment

• Be extremely careful about disclosing account information to unsolicited callers.

• Opening a checking account, making regular deposits

Customer received the email attached from the address [e-mail].

This email is an example of spoof/phishing.

• True

• False

This is the type of fraud where the scammer dupe the customer into providing their personal information.

• Account takeover

• Friendly Fraud

• Spoof/phishing

• Pastebin

These are signs of Fraudulent payment attempts except:

• Different credit card from different country had been used on the account before

• The account has been used abroad

• The account has been used recently

• The email address has been changed multiple times

Match the type of fraud: Kyler learned her identity had been used during an arrest, but she hadn’t been arrested.

• Tax

• Investment

• Identity Theft

• Communications

• Credit

Match the type of fraud: Jada is considering re‐financing her home and received an ad from a company offering staggeringly low interest rates.

• Tax

• Investment

• Identity Theft

• Communications

• Credit

Chose all of the answer choices that apply: Xavier is considering purchasing a new tablet online; what are three steps he should take to protect himself from fraud?

• Look for “https” and/or a picture of a lock by the URL

• use a credit card

• use a secure password

• use a debit card

Chose all of the answer choices that apply: Neema has joined several social networking websites. What are things she should do to protect herself from fraud?

• Use privacy settings to restrict who may view your information

• remember that once information is posted online, it can be viewed by anybody

• keep usernames and passwords safe

• post personal information such as your Social Security number, phone number, address, and financial information

• post usernames and passwords on social media sites